For Individuals: An Easy Way to Support Local Businesses

With ZUZ, you can give a local business owner access to the capital they need to succeed while enjoying the products and services of that business.

Help a small business owner
accomplish their dreams

Blake uses ZUZ to run a crowdfunding campaign.

To expand, the bakery releases Blake’s Bakery ZUZ for its customers.

Alicia invests in her favorite local bakery.

Alicia participates in the crowdfunding campaign by exchanging $100 Dollars US for $100 Blake’s Bakery ZUZ.

Alicia uses her ZUZ to purchase goods at Blake's Bakery.

Unlike other crowdfunding platforms, Alicia is immediately able to use the ZUZ she exchanged, for goods and services. This costs her nothing and helps a local business thrive.

Blake is running a crowdfunding campaign

To open a second location, the bakery releases Blake’s Bakery ZUZ for its customers.

Alicia invested in her favorite local bakery.

Alicia exchanges $100 Dollars US for $100 Blake’s Bakery ZUZ, investing $100 Dollars US toward the crowdfunding campaign.

Alicia uses her ZUZ to purchase goods at Blake's Bakery.

Unlike other crowdfunding platforms, Alicia is immediately able to use the ZUZ she exchanged for goods and services, while reducing cost for merchants like Blake’s Bakery.

You can get started today

With ZUZ, it’s simple …

Discover

Find a small business using ZUZ in your community.

Support

Exchange your money for a local business’ ZUZ.

Enjoy

With your ZUZ, enjoy the products and services of that business.

Set Up Your ZUZ Account & Start Supporting Local Businesses

Yes, it's that easy.

Ask us anything

How much does it cost to use ZUZ?

There is no charge to issue ZUZ. A small (1%) fee is applied on transactions, much less than other credit options.

Do ZUZ always bear interest?

ZUZ are very flexible. Interest is one of the parameters that can be set by an issuer. If the issuer elects this feature their ZUZ will bear interest.

Is there risk with using ZUZ?

The risk is the same as when one buys a gift card from a merchant. In the unusual case that the merchant goes under, the customer’s investment is at risk. The transparency of ledger data provides ZUZ buyers with information that is not typically available with traditional gift cards. And, a number of merchants accepting a ZUZ mitigates risk, as it spreads across the network.

How is ZUZ different from other Cryptocurrencies?

Unlike other cryptocurrencies, each type of ZUZ is backed by its issuer. They do NOT fluctate in price. All your ZUZ are stored in your ZUZ wallet and can be used to directly purchase goods and services from anyone who accepts them.

Can ZUZ be redeemed for US Dollars?

An issuer determines how they want to configure their ZUZ for redemption for goods and services and/or US Dollars.

Can transactions be done on the smartphone?

Yes. ZUZ can be used on the web or with a phone. ZUZ allows merchants to generate QR codes for payment. The consumers will need to scan the QR code displayed by the merchant with their smartphones to make payments. In the long term, the ZUZ payment method will be integrated into the traditional POS (Point of Sale) system.

How is ZUZ different from other crowdfunding or microlending platforms?

ZUZ goes beyond existing crowdfunding sites (like Kickstarter, GoFundMe, Patreon, or Indiegogo) and microlending platforms (like Kiva or LendingClub) as it integrates local lending and spending enabling the invested capital to circulate locally with reduced cost.

How is ZUZ more beneficial than just using USD/fiat currency?

ZUZ provides the convenience of cashless payment while it keeps the money circulating within the community.

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To create a more vibrant and sustainable community today.